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Small Business Lending

Ocean Capital

Ocean Capital, a Division of Home Loan Investment Bank

Ocean Capital, Home Loan Investment Bank’s small business lending division, provides government guaranteed funding to the engine that runs the U.S. economy – the small business owner.  Ocean Capital specializes in small-balance SBA and USDA B&I loans from $250,000 to $5 million.  Through Ocean Capital, owners of medical offices, auto repair shops, hotels, convenience stores and many other business types have secured the financing they need. 

Why Ocean Capital? 

Here’s What Sets us Apart:

  • Nationwide preferred SBA lender status
  • Owner-occupied commercial mortgages up to $5MM
  • Up to 80% financing
  • Credit scores as low as 660
  • Only1.25x debt-services coverage is required

Visit, or call today, to discover how we can help finance you small business!

Phone: 1-800-223-1700